/* Hallmark · macrostructure: App Console · theme: custom night-loan · tone: borrowing app · anchor hue: electric lime
 * Hallmark · pre-emit critique: P5 H5 E5 S5 R5 V5
 */
*,
*::before,
*::after {
  box-sizing: border-box;
}

html,
body {
  overflow-x: clip;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  background:
    radial-gradient(circle at 16% 8%, color-mix(in oklch, var(--color-accent-2) 18%, transparent), transparent 34rem),
    radial-gradient(circle at 82% 24%, color-mix(in oklch, var(--color-accent) 12%, transparent), transparent 28rem),
    linear-gradient(180deg, var(--color-void), oklch(10% 0.034 230) 58%, var(--color-void-2));
  color: var(--color-ink);
  font-family: var(--font-body);
  font-size: var(--text-base);
  line-height: 1.55;
}

body::before {
  position: fixed;
  inset: 0;
  z-index: -1;
  background-image:
    linear-gradient(color-mix(in oklch, var(--color-ink) 5%, transparent) 1px, transparent 1px),
    linear-gradient(90deg, color-mix(in oklch, var(--color-ink) 5%, transparent) 1px, transparent 1px);
  background-size: 72px 72px;
  content: "";
  mask-image: linear-gradient(180deg, black, transparent 75%);
}

a {
  color: inherit;
  text-decoration: none;
}

button,
input {
  font: inherit;
}

button {
  cursor: pointer;
}

:focus {
  outline: 0;
}

:focus-visible {
  outline: 3px solid var(--color-focus);
  outline-offset: 4px;
}

.skip-link {
  position: fixed;
  top: var(--space-md);
  left: var(--space-md);
  z-index: 80;
  transform: translateY(-160%);
  border-radius: var(--radius-sm);
  background: var(--color-accent);
  color: var(--color-card-ink);
  padding: var(--space-sm) var(--space-md);
  font-weight: 800;
  transition: transform var(--dur) var(--ease-out);
}

.skip-link:focus {
  transform: none;
}

.site-shell {
  max-width: var(--page-max);
  margin-inline: auto;
  padding-inline: var(--gutter);
}

.nav {
  position: sticky;
  top: var(--space-sm);
  z-index: 40;
  margin: var(--space-sm) auto 0;
}

.nav-inner {
  display: grid;
  grid-template-columns: auto 1fr auto;
  gap: var(--space-lg);
  align-items: center;
  border: var(--rule) solid var(--color-line);
  border-radius: var(--radius-lg);
  background: color-mix(in oklch, var(--color-void) 78%, transparent);
  padding: var(--space-xs);
  backdrop-filter: blur(18px);
}

.brand,
.nav-links,
.nav-actions,
.hero-actions,
.ledger-row,
.footer-links {
  display: flex;
  align-items: center;
}

.brand {
  gap: var(--space-sm);
  font-family: var(--font-display);
  font-size: var(--text-md);
  font-weight: 800;
  white-space: nowrap;
}

.brand img {
  width: 2.5rem;
  aspect-ratio: 1;
  border-radius: var(--radius-xs);
}

.nav-links {
  justify-content: center;
  gap: var(--space-xs);
}

.nav-links a,
.mobile-menu a,
.ghost-button {
  min-height: 44px;
  border: var(--rule) solid transparent;
  border-radius: var(--radius-sm);
  padding: 0 var(--space-md);
  color: var(--color-muted);
  font-weight: 700;
}

.nav-links a {
  display: inline-flex;
  align-items: center;
}

.nav-actions {
  justify-content: flex-end;
  gap: var(--space-xs);
}

.btn,
.menu-button {
  display: inline-flex;
  min-height: 44px;
  align-items: center;
  justify-content: center;
  border: var(--rule) solid var(--color-line);
  border-radius: var(--radius-sm);
  padding: 0 var(--space-md);
  font-weight: 800;
  transition:
    transform var(--dur-fast) var(--ease-out),
    background-color var(--dur) var(--ease-out),
    color var(--dur) var(--ease-out),
    border-color var(--dur) var(--ease-out);
}

.btn-primary {
  border-color: var(--color-accent);
  background: var(--color-accent);
  color: var(--color-card-ink);
  box-shadow: 0 18px 48px color-mix(in oklch, var(--color-accent) 24%, transparent);
}

.btn-secondary {
  background: color-mix(in oklch, var(--color-panel) 78%, transparent);
  color: var(--color-ink);
}

.menu-button {
  display: none;
  background: transparent;
  color: var(--color-ink);
}

.mobile-menu {
  display: none;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: var(--space-xs);
  padding: var(--space-xs);
}

.mobile-menu.is-open {
  display: grid;
}

.hero {
  display: grid;
  grid-template-columns: minmax(0, 0.94fr) minmax(0, 1.06fr);
  gap: clamp(2rem, 5vw, 5rem);
  min-height: calc(100dvh - 5rem);
  align-items: center;
  padding-block: var(--space-2xl) var(--space-3xl);
}

.hero-copy {
  position: relative;
  z-index: 2;
}

.kicker,
.micro,
.rail-label,
.stat span,
.product-card span,
.step-card span,
.trust-row span,
.safety-card span,
.fee-panel span,
.footer {
  font-family: var(--font-mono);
  font-size: var(--text-xs);
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}

.kicker {
  display: inline-flex;
  margin: 0 0 var(--space-md);
  color: var(--color-accent);
}

h1,
h2,
h3,
p,
dl,
dd {
  margin-top: 0;
}

h1,
h2,
h3 {
  font-family: var(--font-display);
  font-weight: 800;
  letter-spacing: 0;
  line-height: 0.98;
  overflow-wrap: anywhere;
}

h1 {
  max-width: 9ch;
  margin-bottom: var(--space-lg);
  font-size: clamp(3rem, 6.4vw, 7rem);
}

h2 {
  max-width: 12ch;
  margin-bottom: var(--space-md);
  font-size: clamp(2.05rem, 4vw, 4.2rem);
}

h3 {
  margin-bottom: var(--space-sm);
  font-size: var(--text-lg);
}

p {
  color: var(--color-muted);
}

.hero-lede {
  max-width: 45ch;
  font-size: var(--text-md);
}

.hero-actions {
  flex-wrap: wrap;
  gap: var(--space-sm);
  margin-block: var(--space-xl);
}

.quick-panel {
  display: grid;
  max-width: 520px;
  gap: var(--space-xs);
}

.ledger-row {
  justify-content: space-between;
  gap: var(--space-md);
  border: var(--rule) solid var(--color-line);
  border-radius: var(--radius-sm);
  background: color-mix(in oklch, var(--color-panel) 74%, transparent);
  padding: var(--space-sm) var(--space-md);
}

.ledger-row span {
  color: var(--color-soft);
}

.ledger-row strong {
  color: var(--color-ink);
  text-align: right;
}

.hero-visual {
  position: relative;
  min-height: 720px;
}

.hero-photo {
  position: absolute;
  inset: 0 0 15% 0;
  margin: 0;
  overflow: hidden;
  border: var(--rule) solid var(--color-line);
  border-radius: 2rem;
  box-shadow: 0 42px 120px color-mix(in oklch, black 42%, transparent);
}

.hero-photo img,
.section-image img {
  display: block;
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.app-card {
  position: absolute;
  right: 4%;
  bottom: 2%;
  width: min(410px, 78%);
  border: var(--rule) solid color-mix(in oklch, var(--color-accent-2) 45%, transparent);
  border-radius: var(--radius-lg);
  background:
    linear-gradient(160deg, color-mix(in oklch, var(--color-panel-2) 94%, transparent), color-mix(in oklch, var(--color-void) 92%, transparent));
  box-shadow: 0 36px 90px color-mix(in oklch, black 48%, transparent);
  padding: var(--space-md);
  backdrop-filter: blur(14px);
}

.app-top,
.amount-row,
.fee-line,
.check-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-md);
}

.app-top {
  margin-bottom: var(--space-xl);
  color: var(--color-soft);
}

.amount-row strong {
  font-family: var(--font-display);
  font-size: clamp(2.2rem, 4.6vw, 3.6rem);
  line-height: 1;
  font-variant-numeric: tabular-nums;
  white-space: nowrap;
}

.amount-row em {
  border-radius: 999px;
  background: color-mix(in oklch, var(--color-accent) 16%, transparent);
  color: var(--color-accent);
  font-style: normal;
  padding: var(--space-2xs) var(--space-xs);
}

.app-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: var(--space-xs);
  margin-top: var(--space-lg);
}

.app-grid div {
  min-width: 0;
  border-radius: var(--radius-sm);
  background: color-mix(in oklch, var(--color-ink) 7%, transparent);
  padding: var(--space-sm);
}

.app-grid span,
.fee-line span {
  display: block;
  color: var(--color-soft);
  font-size: var(--text-sm);
}

.app-grid strong {
  display: block;
  margin-top: var(--space-2xs);
}

.pulse-tile {
  position: absolute;
  left: 2%;
  bottom: 7%;
  max-width: 230px;
  border-radius: var(--radius-md);
  background: var(--color-accent);
  color: var(--color-card-ink);
  padding: var(--space-md);
  transform: rotate(-3deg);
}

.pulse-tile strong {
  display: block;
  font-family: var(--font-display);
  font-size: clamp(1.45rem, 2.5vw, 2.1rem);
  line-height: 1;
}

.section {
  max-width: var(--page-max);
  margin-inline: auto;
  padding: var(--space-3xl) var(--gutter);
}

.section-head {
  display: grid;
  grid-template-columns: minmax(0, 0.86fr) minmax(0, 1.14fr);
  gap: var(--space-xl);
  align-items: end;
  margin-bottom: var(--space-xl);
}

.stat-strip {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: var(--space-xs);
  border: var(--rule) solid var(--color-line);
  border-radius: var(--radius-lg);
  background: color-mix(in oklch, var(--color-panel) 78%, transparent);
  padding: var(--space-xs);
}

.stat {
  min-height: 140px;
  border-radius: var(--radius-md);
  background: color-mix(in oklch, var(--color-ink) 6%, transparent);
  padding: var(--space-md);
}

.stat strong {
  display: block;
  margin-top: var(--space-lg);
  font-family: var(--font-display);
  font-size: var(--text-xl);
  line-height: 1;
}

.loan-section {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 0.86fr);
  gap: var(--space-xl);
  align-items: stretch;
}

.section-image {
  min-height: 560px;
  margin: 0;
  overflow: hidden;
  border: var(--rule) solid var(--color-line);
  border-radius: var(--radius-lg);
}

.product-grid {
  display: grid;
  gap: var(--space-sm);
}

.product-card {
  display: grid;
  align-content: space-between;
  min-height: 170px;
  border: var(--rule) solid var(--color-line);
  border-radius: var(--radius-md);
  background: color-mix(in oklch, var(--color-panel) 86%, transparent);
  padding: var(--space-lg);
}

.product-card:nth-child(2) {
  background: var(--color-card);
  color: var(--color-card-ink);
}

.product-card:nth-child(2) p,
.product-card:nth-child(2) span {
  color: color-mix(in oklch, var(--color-card-ink) 66%, transparent);
}

.fee-zone {
  display: grid;
  grid-template-columns: minmax(320px, 0.72fr) minmax(0, 1.28fr);
  gap: var(--space-xl);
  align-items: start;
}

.fee-zone .section-head h2 {
  max-width: 14ch;
  font-size: clamp(1.6rem, 2.4vw, 2.6rem);
  line-height: 1.08;
}

.fee-panel {
  position: sticky;
  top: 7rem;
  border-radius: var(--radius-lg);
  background: var(--color-card);
  color: var(--color-card-ink);
  padding: var(--space-lg);
}

.fee-panel label {
  display: block;
  margin-bottom: var(--space-sm);
  font-weight: 800;
}

.fee-panel input[type="range"] {
  width: 100%;
  min-height: 56px;
  margin: 0 0 var(--space-sm);
  appearance: none;
  background: transparent;
  cursor: pointer;
  accent-color: var(--color-accent);
}

.fee-panel input[type="range"]::-webkit-slider-runnable-track {
  height: 16px;
  border: var(--rule) solid color-mix(in oklch, var(--color-card-ink) 16%, transparent);
  border-radius: 999px;
  background:
    linear-gradient(90deg, var(--color-accent), var(--color-accent-2)),
    color-mix(in oklch, var(--color-card-ink) 10%, transparent);
  box-shadow: inset 0 1px 0 color-mix(in oklch, white 45%, transparent);
}

.fee-panel input[type="range"]::-webkit-slider-thumb {
  width: 34px;
  height: 34px;
  margin-top: -10px;
  appearance: none;
  border: 6px solid var(--color-card);
  border-radius: 999px;
  background: var(--color-accent);
  box-shadow:
    0 0 0 1px color-mix(in oklch, var(--color-card-ink) 18%, transparent),
    0 14px 30px color-mix(in oklch, var(--color-accent) 42%, transparent);
}

.fee-panel input[type="range"]::-moz-range-track {
  height: 16px;
  border: var(--rule) solid color-mix(in oklch, var(--color-card-ink) 16%, transparent);
  border-radius: 999px;
  background:
    linear-gradient(90deg, var(--color-accent), var(--color-accent-2)),
    color-mix(in oklch, var(--color-card-ink) 10%, transparent);
}

.fee-panel input[type="range"]::-moz-range-thumb {
  width: 24px;
  height: 24px;
  border: 6px solid var(--color-card);
  border-radius: 999px;
  background: var(--color-accent);
  box-shadow: 0 14px 30px color-mix(in oklch, var(--color-accent) 42%, transparent);
}

.fee-panel p,
.fee-panel span {
  color: color-mix(in oklch, var(--color-card-ink) 66%, transparent);
}

.fee-panel strong {
  font-family: var(--font-display);
  font-size: clamp(2.1rem, 5.5vw, 4.6rem);
  line-height: 1;
}

.fee-lines {
  display: grid;
  gap: var(--space-sm);
  margin-top: var(--space-lg);
}

.fee-line {
  border-top: var(--rule) solid color-mix(in oklch, var(--color-card-ink) 15%, transparent);
  padding-top: var(--space-sm);
}

.step-grid,
.trust-grid,
.safety-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: var(--space-sm);
}

.step-card,
.trust-card,
.safety-card {
  min-height: 250px;
  border: var(--rule) solid var(--color-line);
  border-radius: var(--radius-md);
  background: color-mix(in oklch, var(--color-panel) 80%, transparent);
  padding: var(--space-lg);
}

.step-card:nth-child(2) {
  transform: translateY(var(--space-xl));
}

.step-card:nth-child(3) {
  background: color-mix(in oklch, var(--color-accent-2) 18%, var(--color-panel));
}

.trust-card {
  min-height: 220px;
}

.safety-card {
  display: grid;
  align-content: space-between;
  min-height: 178px;
}

.safety-card:nth-child(2),
.safety-card:nth-child(5) {
  background: color-mix(in oklch, var(--color-accent) 12%, var(--color-panel));
}

.safety-card strong {
  font-family: var(--font-display);
  font-size: var(--text-lg);
  line-height: 1.08;
}

.trust-card:first-child {
  grid-column: span 2;
  background: color-mix(in oklch, var(--color-accent) 14%, var(--color-panel));
}

.trust-list {
  display: grid;
  gap: var(--space-xs);
  margin-top: var(--space-lg);
}

.trust-row {
  display: grid;
  grid-template-columns: minmax(130px, 0.4fr) minmax(0, 1fr);
  gap: var(--space-md);
  border-radius: var(--radius-sm);
  background: color-mix(in oklch, var(--color-ink) 6%, transparent);
  padding: var(--space-sm);
}

.apply-band {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(320px, 0.48fr);
  gap: var(--space-xl);
  align-items: center;
  border-radius: 2rem;
  background:
    linear-gradient(135deg, color-mix(in oklch, var(--color-accent) 22%, var(--color-panel)), color-mix(in oklch, var(--color-accent-2) 16%, var(--color-panel)));
  padding: clamp(1.5rem, 4vw, 4rem);
}

.signup-form {
  display: grid;
  gap: var(--space-sm);
  border-radius: var(--radius-lg);
  background: color-mix(in oklch, var(--color-void) 74%, transparent);
  padding: var(--space-md);
}

.signup-form label {
  font-weight: 800;
}

.signup-form input {
  width: 100%;
  min-height: 48px;
  border: var(--rule) solid var(--color-line);
  border-radius: var(--radius-sm);
  background: color-mix(in oklch, var(--color-ink) 8%, transparent);
  color: var(--color-ink);
  padding: 0 var(--space-md);
}

.form-note {
  min-height: 1lh;
  margin-bottom: 0;
  font-size: var(--text-sm);
}

.form-note.is-error {
  color: var(--color-hot);
}

.form-note.is-success {
  color: var(--color-accent);
}

.footer {
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  gap: var(--space-lg);
  align-items: center;
  max-width: var(--page-max);
  margin-inline: auto;
  padding: var(--space-xl) var(--gutter);
  color: var(--color-soft);
}

.footer p {
  margin-bottom: 0;
}

.footer-links {
  flex-wrap: wrap;
  justify-content: flex-end;
  gap: var(--space-md);
}

.legal-main {
  max-width: 1120px;
  margin-inline: auto;
  padding: var(--space-2xl) var(--gutter) var(--space-3xl);
}

.legal-hero {
  display: grid;
  gap: var(--space-md);
  border: var(--rule) solid var(--color-line);
  border-radius: var(--radius-lg);
  background: color-mix(in oklch, var(--color-panel) 78%, transparent);
  padding: clamp(1.5rem, 4vw, 3rem);
}

.legal-hero h1 {
  max-width: 12ch;
  font-size: clamp(2.6rem, 6vw, 5.8rem);
}

.legal-hero p {
  max-width: 68ch;
  margin-bottom: 0;
}

.legal-grid {
  display: grid;
  gap: var(--space-sm);
  margin-top: var(--space-xl);
}

.legal-section {
  border: var(--rule) solid var(--color-line);
  border-radius: var(--radius-md);
  background: color-mix(in oklch, var(--color-panel) 72%, transparent);
  padding: var(--space-lg);
}

.legal-section h2 {
  max-width: none;
  font-size: clamp(1.45rem, 2.3vw, 2.2rem);
}

.legal-section ul {
  display: grid;
  gap: var(--space-xs);
  margin: 0;
  padding-left: 1.2rem;
  color: var(--color-muted);
}

.legal-section li {
  padding-left: var(--space-2xs);
}

.legal-note {
  border-left: 4px solid var(--color-accent);
  color: var(--color-ink);
  padding-left: var(--space-md);
}

@media (hover: hover) and (pointer: fine) {
  .btn:hover,
  .nav-links a:hover,
  .mobile-menu a:hover {
    border-color: color-mix(in oklch, var(--color-accent) 46%, transparent);
    color: var(--color-ink);
  }

  .btn:hover {
    transform: translateY(-1px);
  }
}

.btn:active,
.nav-links a:active,
.mobile-menu a:active {
  transform: translateY(1px);
}

@media (max-width: 68rem) {
  .nav-inner {
    grid-template-columns: auto auto;
    justify-content: space-between;
  }

  .nav-links,
  .nav-actions .btn {
    display: none;
  }

  .menu-button {
    display: inline-flex;
  }

  .hero,
  .section-head,
  .loan-section,
  .fee-zone,
  .apply-band {
    grid-template-columns: 1fr;
  }

  .hero {
    min-height: auto;
    padding-block: var(--space-xl) var(--space-2xl);
  }

  h1 {
    max-width: 10ch;
  }

  .hero-visual {
    min-height: 620px;
  }

  .stat-strip,
  .step-grid,
  .trust-grid,
  .safety-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .fee-panel {
    position: static;
  }

  .step-card:nth-child(2) {
    transform: none;
  }

  .trust-card:first-child {
    grid-column: span 1;
  }
}

@media (max-width: 42rem) {
  .nav {
    position: relative;
    top: auto;
  }

  .brand span {
    font-size: 1rem;
  }

  .brand img {
    width: 2.2rem;
  }

  .mobile-menu {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .mobile-menu a {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    padding-inline: var(--space-sm);
    text-align: center;
  }

  h1 {
    font-size: clamp(2.65rem, 14vw, 3.8rem);
  }

  h2 {
    font-size: clamp(1.8rem, 8.5vw, 2.65rem);
  }

  .hero-actions,
  .footer,
  .trust-row {
    align-items: stretch;
    flex-direction: column;
  }

  .hero-actions .btn,
  .signup-form .btn {
    width: 100%;
  }

  .quick-panel,
  .app-card,
  .pulse-tile {
    max-width: none;
    width: 100%;
  }

  .hero-visual {
    min-height: auto;
    display: grid;
    gap: var(--space-sm);
  }

  .hero-photo,
  .app-card,
  .pulse-tile {
    position: relative;
    inset: auto;
    right: auto;
    bottom: auto;
    left: auto;
    transform: none;
  }

  .hero-photo {
    height: 21rem;
  }

  .app-grid,
  .stat-strip,
  .step-grid,
  .trust-grid,
  .safety-grid {
    grid-template-columns: 1fr;
  }

  .section {
    padding-block: var(--space-2xl);
  }

  .section-image {
    min-height: 320px;
  }

  .trust-row {
    display: grid;
    grid-template-columns: 1fr;
  }

  .footer-links {
    justify-content: flex-start;
  }

  .legal-main {
    padding-top: var(--space-xl);
  }

  .legal-hero h1 {
    font-size: clamp(2.25rem, 11vw, 3.4rem);
  }
}

@media (prefers-reduced-motion: reduce) {
  *,
  *::before,
  *::after {
    scroll-behavior: auto !important;
    transition-duration: 1ms !important;
    animation-duration: 1ms !important;
  }
}